Choosing the Right Equipment
Compare different terminal types and find what works best for your business
Your payment terminal is the face of your payment processing system. The right equipment can improve customer experience, reduce transaction times, enhance security, and even lower your processing costs. With so many options available, it's important to choose equipment that fits your specific business needs.
Types of Payment Terminals
Advantages
- • Large, easy-to-read display
- • Full-size keypad for easy PIN entry
- • Reliable wired connection
- • Lower cost than mobile options
- • Supports all payment types
Limitations
- • Fixed location only
- • Requires phone line or internet
- • Takes up counter space
- • Not portable
Recommended for: Traditional retail, restaurants, service businesses with fixed checkout areas
Advantages
- • Accept payments anywhere
- • Built-in cellular connectivity
- • Compact and portable
- • Long battery life
- • EMV chip and contactless ready
Limitations
- • Higher monthly fees
- • Smaller screen and keypad
- • Dependent on cellular coverage
- • More expensive equipment cost
Recommended for: Mobile businesses, delivery services, outdoor vendors, service calls
Advantages
- • Portable within WiFi range
- • No monthly cellular fees
- • Fast transaction processing
- • Good for tableside service
- • Lower operating costs
Limitations
- • Limited to WiFi coverage area
- • Requires reliable internet
- • Not suitable for outdoor use
- • Range limitations
Recommended for: Restaurants with table service, retail stores, businesses with reliable WiFi
Key Features to Consider
Essential for security and liability protection. All modern terminals should support EMV chip cards.
Support for tap-to-pay cards, Apple Pay, Google Pay, and Samsung Pay for faster transactions.
Built-in printer for paper receipts, plus email and SMS receipt options for customer convenience.
End-to-end encryption and PCI-compliant hardware to protect customer data and reduce your liability.
Cost Considerations
Countertop Terminal
Basic EMV and contactless
Wireless Terminal
WiFi-enabled portable
Mobile Terminal
Cellular connectivity
POS System
Full restaurant/retail system
At Due Diligence Advisors, we provide state-of-the-art payment terminals at no upfront cost. Our equipment program includes:
Choosing the Right Terminal for Your Business
Recommended: Countertop terminal with contactless support
Fixed checkout location, high transaction volume, need for fast processing and receipt printing.
Recommended: Wireless terminal for table service, countertop for counter service
Need portability for tableside payments, tip adjustment capabilities, fast processing.
Recommended: Mobile terminal with cellular connectivity
On-site service calls, outdoor work, need to accept payments anywhere without WiFi dependency.
Recommended: Virtual terminal or payment gateway integration
Online payment processing, phone orders, integration with website or shopping cart.
Ready to Upgrade Your Equipment?
Get modern, secure payment terminals at no upfront cost with our equipment program